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Good evening, Alex

Here's a pulse on your money — November overview.

Cash flow healthy
Nov 1 – Nov 30

Monthly income

$9,100

2 deposits this month

3%vs last month

Monthly spending

$5,840

74% of monthly avg

6%vs last month

Remaining budget

$1,610

of $7,450 budgeted

8%vs last month

Savings rate

35.8%

Target 30%

12%vs last month

Upcoming bills

$1,842

6 bills next 14 days

4%vs last month

Top category

Shopping

$642 spent

22%vs last month

MoM spending

−5.8%

vs October

6%vs last month

Cash flow score

87 / 100

Excellent

5%vs last month

Cash flow

Income, spending, and savings — last 7 months

Income Spending Savings

AI insights

LIVE
  • Spending

    Fast food spending increased by 18% this month.

  • Budget

    You are projected to exceed your shopping budget by $120.

  • Stable

    Subscription spending has remained consistent for 3 months.

  • Savings

    You saved 12% more compared to last month.

  • Trend

    Dining out is your fastest-growing category.

Spending categories

Top categories by spend this month

🛒

Groceries

$612 / $800

77%

4%
🍽️

Restaurants

$482 / $500

96%

12%
🍔

Fast food

$187 / $150

100%

18%
⛽

Gas

$218 / $300

73%

8%
🛍️

Shopping

$642 / $500

100%

22%
🔁

Subscriptions

$184 / $200

92%

0%
🎬

Entertainment

$142 / $200

71%

10%
💡

Utilities

$312 / $350

89%

3%
🚆

Transportation

$98 / $150

65%

2%
🩺

Healthcare

$86 / $200

43%

5%
📚

Education

$60 / $200

30%

0%
🧸

Childcare

$420 / $500

84%

4%
✨

Misc

$76 / $150

51%

3%

Weekly spending

This week breakdown

Cash flow score

Based on income, spending & savings

87

Excellent

Linked accounts

6 accounts — synced 2 minutes ago

Checking

Chase

Total Checking

$4,820.45

active$320.00

Savings

Ally

High-Yield Savings

$18,420.00

active$412.00

Credit

Amex

Gold Card

-$1,240.32

active$184.00

Credit

Apple

Apple Card

-$312.18

active$42.00

Investment

Vanguard

Brokerage

$64,210.88

active$1,284.00

Loan

SoFi

Student Loan

-$8,240.50

paying down$240.00

Financial goals

Tracking 4 active goals

77%

Emergency fund

$9,200 of $12,000

40%

Tokyo vacation

$2,400 of $6,000

58%

Pay off Amex

$720 of $1,240

74%

Monthly savings

$1,840 of $2,500

Recurring subscriptions

$371.96 / month across 6 subscriptions

$4,463.52/yr
  • Ne

    Netflix

    Entertainment • Next Dec 5

    $22.99

    Optimal
  • Sp

    Spotify Family

    Entertainment • Next Dec 7

    $16.99

    Optimal
  • Eq

    Equinox

    Health • Next Dec 3

    $245.00

    Review
  • Ad

    Adobe CC

    Software • Next Dec 12

    $59.99

    Review
  • iC

    iCloud+

    Software • Next Dec 14

    $9.99

    Optimal
  • NY

    NYT

    News • Next Dec 16

    $17.00

    Review

Recent transactions

Across all linked accounts

MerchantCategoryDateMethodAccountStatusAmount
Whole Foods Market
Groceries
Nov 8Apple CardApple
Cleared
-$84.21
Sweetgreen
Restaurants
Nov 8Amex GoldAmex
Cleared
-$16.75
Stripe Payroll
Income
Nov 7ACHChase
Cleared
+$4,550.00
Spotify
Subscriptions
Nov 7Amex GoldAmex
Recurring
-$10.99
Shell
Gas
Nov 6Chase DebitChase
Cleared
-$52.40
Amazon
Shopping
Nov 6Amex GoldAmex
Pending
-$128.00
Chipotle
Fast food
Nov 5Apple CardApple
Cleared
-$14.20
Netflix
Subscriptions
Nov 5Amex GoldAmex
Recurring
-$22.99
Uber
Transportation
Nov 4Apple CardApple
Cleared
-$19.45
Trader Joe's
Groceries
Nov 4Chase DebitChase
Cleared
-$67.80
Equinox
Subscriptions
Nov 3Amex GoldAmex
Recurring
-$245.00
Apple
Shopping
Nov 2Apple CardApple
Cleared
-$349.00

Alerts & recommendations

  • Equinox renewed at $245

    2h ago

    Subscription up $10 vs last month.

  • Shopping over budget

    5h ago

    You're $142 over your $500 monthly limit.

  • Stripe Payroll cleared

    1d ago

    +$4,550.00 deposited to Chase Checking.

  • Amex bill due in 4 days

    1d ago

    Statement balance $1,240.32.

Where it goes

Top 5 categories

  • Shopping$642
  • Groceries$612
  • Restaurants$482
  • Childcare$420
  • Utilities$312